Attention homeowners in Naples and Collier County: Need an appraisal?

Check out the top seven reasons why Florida homeowners order from A.M.O. Appraisals, Inc.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Florida
To lower their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a divorce in the state of Florida, where real estate property needs to be divided
Determine the true market value of the real estate in question to settle an estate


	Do you own a home in or near Naples? Do you need help deciding the price of your real estate? Contact A.M.O. Appraisals, Inc..

We at A.M.O. Appraisals, Inc. understand the special needs of a homeowner after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at A.M.O. Appraisals, Inc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your property will attract buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value assessment than yours.

Challenging Collier County's assessment of your property

If you live in a region that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal from A.M.O. Appraisals, Inc. is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. At A.M.O. Appraisals, Inc., we're seasoned in helping customers just like you remove undesirable PMI insurance.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. This can be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. A professional appraisal from A.M.O. Appraisals, Inc. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? An appraiser from A.M.O. Appraisals, Inc. can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A.M.O. Appraisals, Inc. can help you with that. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.